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Top 10 Travel Insurance Companies in Nigeria 2024

When planning a trip, it is important to consider purchasing travel insurance. Travel insurance can protect you in case of unexpected events, such as flight cancellations, lost luggage, or medical emergencies.

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There are many different travel insurance companies available in Nigeria, so it is important to compare prices and coverage before choosing a policy. In this article we will share with you some of the best travel insurance companies in Nigeria.

These companies offer a variety of travel insurance policies, including coverage for:

  • Medical expenses
  • Trip cancellation
  • Lost luggage
  • Emergency evacuation
  • Rental car damage
  • Personal liability
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When choosing a travel insurance policy, it is important to consider your needs and budget. Be sure to read this article carefully till the end to understand what is and is not covered.

Some tips for choosing the best travel insurance policy includes;

  • Prices and coverage from different companies.
  • Policy that covers your needs.
  • Read the fine print carefully.
  • Purchase the policy well in advance of your trip.

Factors to consider when buying travel insurance coverage in Nigeria

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Here are some factors to consider when buying travel insurance coverage in Nigeria:

  • Company history: How long has the company been in business? Do they have a good reputation?
  • Customer service: Is the company known for providing good customer service? Do they have a 24/7 hotline that you can call if you need assistance while traveling?
  • Coverage: What types of coverage does the policy offer? Does it cover medical expenses, trip cancellation, lost luggage, emergency evacuation, and other important items?
  • Ease of use: Is the company’s website or app easy to use? Can you easily get a quote and purchase a policy online?
  • Price: How much does the policy cost? Is it affordable for you?
  • Discounts: Does the company offer any discounts, such as for families, seniors, or frequent travelers?
  • Exclusions: What is not covered by the policy? Be sure to read the fine print carefully to understand what is and is not covered.

Like I stated earlier, It is important to compare policies from different companies before making a decision. You can get quotes online or by contacting the companies directly.

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Travel insurance can provide you with peace of mind while traveling. By choosing the right policy, you can protect yourself in case of unexpected events.

10 Best Travel Insurance Companies in Nigeria

When choosing a travel insurance company, it is important to consider factors such as coverage, price, reputation, and customer service. The following are 10 of the best travel insurance companies in Nigeria:

  1. AIICO Travel Insurance
  2. AXA Mansard Travel Insurance
  3. LeadWay Travel Insurance
  4. Mutual Benefit Travel Insurance
  5. Zenith Insurance
  6. Industrial General Insurance (IGI)
  7. Cornerstone Insurance
  8. Linkage Assurance
  9. Allianz Nigeria
  10. World Nomads Travel Insurance
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These companies offer a wide range of travel insurance policies to choose from, so you can find one that meets your specific needs and budget. They also have a good reputation for providing quality customer service and claims handling.

Top 10 Travel Insurance Companies in Nigeria

AIICO Travel Insurance

AIICO Travel Insurance offers comprehensive travel insurance policies that cover a wide range of risks, including medical expenses, evacuation, loss of baggage, and cancellation or interruption of your journey. They also have a 24/7 emergency assistance line that can help you with any problems or emergencies that may arise while you’re away.

AXA Mansard Travel Insurance

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AXA Mansard Travel Insurance is another leading travel insurance provider in Nigeria. They offer a wide range of policies to choose from, and their customer service is excellent. AXA Mansard also has a wide network of agents and branches all over the country, which makes it easy for customers to find a policy that meets their needs.

LeadWay Travel Insurance

LeadWay Travel Insurance is arguably one of the best travel insurance companies in Nigeria. They have been in business for over 20 years and offer a wide range of coverages, including medical, trip cancellation, and baggage loss/delay. They also have a great reputation and are known for providing excellent customer service.
The remaining companies on the list also offer comprehensive travel insurance policies with a wide range of coverages. It is important to compare policies from different companies and choose one that best meets your needs and budget.

Mutual Benefit Travel Insurance

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Mutual Benefit Travel Insurance is one of the top companies in Nigeria. They are also a reputable travel insurance provider. The company offers a variety of policies that include trip cancellation, medical coverage, and baggage loss/delay. They also have a 24/7 customer service line so you can get help anytime you need it.

Zenith Insurance

Zenith Insurance is one of the country’s leading insurers and offers a wide range of products and services to meet your needs. Whether you’re traveling for business or pleasure, Zenith has a policy that’s right for you. Zenith’s travel insurance policies are designed to provide you with the protection you need while you’re away from home. They offer coverage for medical expenses, trip cancellation or interruption, baggage loss or delay, and more. And because they understand that your safety is always a top priority, they also offer emergency assistance services 24 hours a day, seven days a week.

Industrial General Insurance (IGI)

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Industrial General Insurance (IGI) is one of the best travel insurance companies in Nigeria. It offers a wide range of travel insurance products and services to meet the needs of both individuals and businesses. Some of its products include international health insurance, business travel insurance, and student travel insurance. Industrial General Insurance has a team of experienced and qualified professionals who are dedicated to providing quality service. It also has a strong network of agents and partners across 194 Countries including the USA, who can help you get the best coverage for your local and international trip.

Cornerstone Insurance

Cornerstone Insurance is one of the best companies for travel insurance in Nigeria. They have a wide range of policies to choose from, and they are always up-to-date with the latest changes in the industry. They also have a very friendly and helpful staff, who will help you find the policy that best suits your needs.

Linkage Assurance

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Linkage Assurance is one of the best travel insurance companies in Nigeria because of its linkage assurance feature. This feature means that if something happens to you while you are away and you need to be medically evacuated back to Nigeria, the company will cover the cost. Not all companies offer this coverage, so it is important to do your research and choose one that does.

Allianz Nigeria

Allianz Nigeria is one of the best travel insurance companies in Nigeria. It offers a wide range of travel insurance policies to its customers, which include both local and international travel. Allianz Nigeria also offers a variety of other insurance products, including health, car, home, and life insurance.

World Nomads Travel Insurance

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World Nomads Travel Insurance is one of the best travel insurance companies to work with. They have a wide range of options to choose from, and they are always up-to-date on the latest changes in travel insurance policies. They also offer great customer service, so you can feel confident that you’re covered no matter what happens during your trip.

Frequently Asked Questions about Travel Insurance in Nigeria

Q: Which is the most reliable travel insurance company in Nigeria?

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A: There is no definitive answer to this question, as the most reliable travel insurance company will vary depending on your individual needs and preferences. However, some factors to consider when choosing a travel insurance policy include the company’s reputation, the coverage provided, and the price.

Here are a few of the most reputable travel insurance companies in Nigeria:

  • AIICO Travel Insurance
  • AXA Mansard Travel Insurance
  • LeadWay Travel Insurance
  • Mutual Benefit Travel Insurance
  • Zenith Insurance
  • Industrial General Insurance (IGI)
  • Cornerstone Insurance
  • Linkage Assurance
  • Allianz Nigeria
  • World Nomads Travel Insurance
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Q: Do I need travel insurance for Nigeria?

A: It is always a good idea to have travel insurance when traveling to any country, including Nigeria. Travel insurance can protect you in case of unexpected events such as medical emergencies, trip cancellation, and lost luggage.

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If you are a Nigerian citizen traveling to a foreign country, you will likely need to purchase travel insurance in order to obtain a visa. For example, the US government requires all visitors to have travel insurance with a minimum coverage of $30,000 for medical expenses.

Q: How much is travel insurance for a Schengen visa in Nigeria?

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A: The cost of travel insurance for a Schengen visa in Nigeria will vary depending on the length of your trip and your age. However, it is generally relatively affordable. For example, a 7-day travel insurance policy for a person aged 18-64 costs around 3,250 Naira.

Q: How do I choose a travel insurance provider?

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A: When choosing a travel insurance provider, it is important to consider the following factors:

  • The company’s reputation: Read reviews and compare ratings to get an idea of the company’s reputation.
  • The coverages offered: Make sure the policy includes all of the coverage you need, such as medical expenses, trip cancellation, and lost luggage.
  • The cost: Compare prices between different providers to find the best deal.

Q: Is travel insurance worth the cost?

A: Whether or not travel insurance is worth the cost is a personal decision. However, it is important to weigh the risks of traveling without insurance against the cost of a policy.

Travel insurance can provide peace of mind in case of unexpected events. For example, if you have to cancel your trip due to a medical emergency, travel insurance can help cover the cost of your non-refundable travel expenses.

Q: Can I buy travel insurance after departure?

A: Yes, you can buy travel insurance after departure. However, it is important to note that policies purchased after departure may be more expensive and may not cover all of the same things as policies purchased before departure.

If you are considering purchasing travel insurance after departure, be sure to read the policy carefully to make sure you understand what is and is not covered.

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